Job Description

**Job Title: Remote Indirect Loan Underwriter**

**Location:** Remote

**Company Overview:**
ACUSi, LLC is a leading provider of financial services, dedicated to delivering outstanding customer experiences and innovative lending solutions. Our team of experts strives to support our clients with flexible and customized loan options, allowing them to achieve their financial goals. We are currently seeking a detail-oriented and motivated Remote Indirect Loan Underwriter to join our growing team.

**Job Summary:**
As a Remote Indirect Loan Underwriter, you will evaluate and approve loan applications submitted by auto dealerships and other indirect lending partners. You will ensure that all loans comply with company policies, regulatory requirements, and underwriting guidelines while providing exceptional service to internal and external stakeholders. Your expertise in risk assessment and decision-making will play a crucial role in fostering successful partnerships and driving business growth.

**Key Responsibilities:**
- Review and analyze loan applications and credit files to determine the creditworthiness of applicants.
- Assess the risk associated with approving loans, considering factors such as credit history, income verification, and loan-to-value ratios.
- Ensure compliance with federal and state regulations as well as internal policies and procedures.
- Communicate loan decisions clearly and effectively to dealerships, explaining the rationale behind approvals or denials.
- Collaborate with sales and lending teams to resolve any issues related to loan applications or approval processes.
- Maintain accurate records and documentation of underwriting decisions and processes.
- Stay updated on industry trends, regulatory changes, and best practices in indirect lending and underwriting.
- Assist in developing and refining underwriting policies and procedures to improve efficiency and maintain risk management standards.

**Qualifications:**
- Minimum of 1 year of experience in loan underwriting, with a focus on indirect auto lending highly preferred.
- Strong understanding of underwriting guidelines, credit analysis, and lending practices.
- Proficient in using underwriting software, loan processing systems, and MS Office Suite.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong attention to detail and ability to work independently in a remote setting.
- Exceptional communication and interpersonal skills to effectively interact with team members and stakeholders.
- Knowledge of regulatory requirements related to lending and consumer protection.

**What We Offer:**
- Competitive salary and performance-based incentives.
- Flexible work hours and the option to work from home.
- Comprehensive benefits package, including health, dental, and retirement plans.
- Opportunities for professional development and career advancement.
- A collaborative and supportive team environment.

ACUSI, LLC is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.**

This offer is contingent upon a successful background check, including criminal background report, bondability check, and credit check. You are provided with a summary of your rights under the Fair Credit Reporting Act when you complete your background check release forms. You will be required to complete a Form I9 – Employment Eligibility Verification on your first day of work, and you must provide proper documentation of your identification and eligibility to work in the United States within the first three days of employment. Original documents must be provided- copies are not acceptable.

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